Loan Rates

	Put Your Money Where Your Mouse Is.

Financial Calculators

Rates effective as of March 20, 2008. All rates subject to change without notice.

Mortgages Loans Points Interest Rate APR

30 yr. Fixed Rate 3 5.375% 5.65%

15 yr. Fixed Rate 3 5.00% 5.46%

30 yr. Fixed Rate 0 5.75% 5.75%

15 yr. Fixed Rate 0 5.375% 5.375%

30 yr. 1yr.Adjustable 3 Please Call Please Call

30 yr. Fixed Rate Jumbo 3 5.875% 6.16%

15 yr. Fixed Rate Jumbo 3 5.625% 6.10%

30 yr. Fixed Rate Jumbo 0 6.25% 6.25%

15 yr. Fixed Rate Jumbo 0 6.00% 6.00%

A 5% minimum down payment is required. Private Mortgage Insurance (PMI) is required for loans with a down payment less than 20%. The APR shown assumes a 20% down payment.

A 30 Year, fixed rate, 3 point mortgage for $100,000 with a 20% down payment would have a monthly payment of $559.97 with an APR of 5.65%. Property insurance is required for all mortgage loans.

Closed End Home Equity Loans Interest Rate APR

5 yr. Fixed Rate Home Equity 5.50% 5.50%

10 yr. Fixed Rate Home Equity 6.00% 6.00 %

15 yr. Fixed Rate Home Equity 6.25 % 6.25 %

20 yr. Fixed Rate Home Equity 6.50% 6.50%

25 yr. Fixed Rate Home Equity 6.75% 6.75 %

The maximum loan to value for a Home Equity Loan is 80%. A 5 year fixed rate Home Equity Loan for $20,000 would have a monthly payment of $382.02, with an APR of 5.50%. Property insurance is required for all Home Equity Loans.

Closed End Automobile and Personal Loans APR with Auto Pay APR with Coupon Book

36 Month Fixed Rate New Auto 6.25 % 6.75 %

48 Month Fixed Rate New Auto 6.50 % 7.00 %

60 Month Fixed Rate New Auto 6.75 % 7.25 %

48 Month Fixed Rate Personal 10.75 % 11.25 %

48 Month Fixed Rate Debt Consolidation 12.75 % 13.25 %

48 Month Fixed Rate Used Auto 7.25 % 7.75 %

A 20% minimum down payment is required for auto loans. A 36 month new auto loan for $10,000, automatically debited from an Iron Workers checking or savings account would have a monthly payment of $305.35, with an APR of 6.25%.

Comprehensive automobile insurance is required for all automobile loans.

[Loan Rates] [Savings Rates] [Personal Services]
[Internet Banking ] [Locations] [About Us] [Home]


Mortgages Loans	Points	Interest Rate	APR
30 yr. Fixed Rate	3	5.375%	5.65%
15 yr. Fixed Rate	3	5.00%	5.46%
30 yr. Fixed Rate	0	5.75%	5.75%
15 yr. Fixed Rate	0	5.375%	5.375%
30 yr. 1yr.Adjustable	3	Please Call	Please Call
30 yr. Fixed Rate Jumbo	3	5.875%	6.16%
15 yr. Fixed Rate Jumbo	3	5.625%	6.10%
30 yr. Fixed Rate Jumbo	0	6.25%	6.25%
15 yr. Fixed Rate Jumbo	0	6.00%	6.00%

A 5% minimum down payment is required. Private Mortgage Insurance (PMI) is required for loans with a down payment less than 20%. The APR shown assumes a 20% down payment.
A 30 Year, fixed rate, 3 point mortgage for $100,000 with a 20% down payment would have a monthly payment of $559.97 with an APR of 5.65%. Property insurance is required for all mortgage loans.


Closed End Home Equity Loans	Interest Rate	APR
5 yr. Fixed Rate Home Equity	5.50%	5.50%
10 yr. Fixed Rate Home Equity	6.00%	6.00 %
15 yr. Fixed Rate Home Equity	6.25 %	6.25 %
20 yr. Fixed Rate Home Equity	6.50%	6.50%
25 yr. Fixed Rate Home Equity	6.75%	6.75 %

The maximum loan to value for a Home Equity Loan is 80%. A 5 year fixed rate Home Equity Loan for $20,000 would have a monthly payment of $382.02, with an APR of 5.50%. Property insurance is required for all Home Equity Loans.


Closed End Automobile and Personal Loans	APR with Auto Pay	APR with Coupon Book
36 Month Fixed Rate New Auto	6.25 %	6.75 %
48 Month Fixed Rate New Auto	6.50 %	7.00 %
60 Month Fixed Rate New Auto	6.75 %	7.25 %
48 Month Fixed Rate Personal	10.75 %	11.25 %
48 Month Fixed Rate Debt Consolidation	12.75 %	13.25 %
48 Month Fixed Rate Used Auto	7.25 %	7.75 %

A 20% minimum down payment is required for auto loans. A 36 month new auto loan for $10,000, automatically debited from an Iron Workers checking or savings account would have a monthly payment of $305.35, with an APR of 6.25%.
Comprehensive automobile insurance is required for all automobile loans.