Why we're different!My family has lived and conducted business here in Delaware County for 5 generations. We have seen the changes that a growing community with new business can bring, and the benefits of conducting business operations local and with local people. Like my father, and forefathers, I have relied on the services of local businesses to keep our operations running smoothly, while continuing to reinvest in our community... more » |
Going Out of the Country?please let us know |
Rates effective as of January 23, 2012. All rates subject to change without notice.
|
Certificate of Deposit/IRA |
Minimum Balance to open an Account |
Minimum Balance to avoid a Service Charge |
Minimum Balance to |
Annual Percentage |
|
91 Day |
2,500.00 |
2,500.00 |
2,500.00 |
.35% |
|
6 Month |
1,000.00 |
1,000.00 |
1,000.00 |
.50% |
|
12 Month |
250.00 |
250.00 |
250.00 |
.80% |
|
18 Month |
500.00 |
500.00 |
500.00 |
.90% |
|
24 Month |
500.00 |
500.00 |
500.00 |
1.05% |
|
30 Month |
500.00 |
500.00 |
500.00 |
1.10% |
|
36 Month |
500.00 |
500.00 |
500.00 |
1.25% |
|
48 Month |
500.00 |
500.00 |
500.00 |
1.50% |
|
60 Month |
500.00 |
500.00 |
500.00 |
1.75% |
|
Penalties apply for early withdrawal. |
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|
Money Market Accounts |
Minimum Balance to open an Account |
Minimum Balance to avoid a Service Charge |
Minimum Balance to earn APY |
Annual Percentage Yield |
|
Money Market Premium |
75,000.00 |
N/A |
N/A |
|
|
125,000.00 or More |
.55% |
|||
|
75,000.00 to 125,000.00 |
.50% |
|||
|
25,000.00 to 75,000.00 |
.45% |
|||
|
10,000.00 to 25,000.00 |
.40% |
|||
|
Less than 10,000.00 |
.35% |
|||
|
Money Market Plus |
25,000.00 |
N/A |
N/A |
|
|
25,000.00 or More |
.45% |
|||
|
10,000.00 to 25,000.00 |
.40% |
|||
|
Less than 10,000.00 |
.35% |
|||
|
Money Market |
10,000.00 |
N/A |
N/A |
|
|
10,000.00 or More |
.40% |
|||
|
5,000.00 to 10,000.00 |
.35% |
|||
|
Less than 5,000.00 |
.30% |
|||
|
All rates are variable and may change after the account is opened. Fees may reduce earnings. |
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|
Savings Accounts |
Minimum Balance to open an Account |
Minimum Balance to Avoid a Service Charge |
Minimum Balance to earn APY |
Annual Percentage Yield |
|
Passbook Savings |
10.00 |
N/A |
100.00 |
0.15% |
|
Statement Savings |
10.00 |
100.00 |
100.00 |
0.15% |
|
Statement Savings Plus |
10.00 |
2,500.00 |
2,500.00 |
0.25% |
|
All rates are variable and may change after account is opened. Fees may reduce earnings. |
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|
Checking Accounts |
Minimum Balance to open an Account |
Minimum Balance to Avoid a Service Charge |
Minimum Balance to earn APY |
Annual Percentage Yield |
|
Just Checking |
25.00 |
250.00 |
N/A |
N/A |
|
Now Checking |
25.00 |
600.00 |
600.00 or More |
.15% |
|
Money Worker |
25.00 |
1,000.00 |
1,000 or More |
.15% |
|
All Rates are variable and may change after the account is opened. Fees may reduce earnings. |
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For more information, stop by one of our Iron workers Bank locations, or contact an IWB Financial Specialist today: custsrv@iwsb.com.
