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Financial Calculators

Rates effective as of April 9, 2008. All rates subject to change without notice.
 

 Certificate of Deposit/IRA Minimum Balance to open an Account Minimum Balance to avoid a Service Charge Minimum Balance to earn APY APY
91 Day 2,500.00 2,500.00 2,500.00 2.20%
6 Month 1,000.00 1,000.00 1,000.00 2.60%
12 Month 250.00 250.00 250.00 2.75%
18 Month 500.00 500.00 500.00 2.80%
24 Month 500.00 500.00 500.00 2.90%
30 Month 500.00 500.00 500.00 3.00%
36 Month 500.00 500.00 500.00 3.05 %
48 Month 500.00 500.00 500.00 3.15 %
60 Month 500.00 500.00 500.00 3.25%
 
Penalties apply for early withdrawal. 



Money Market Accounts Minimum Balance to open an Account Minimum Balance to avoid a Service Charge Minimum Balance to earn APY APY
Money Market Premium 75,000.00 N/A N/A
125,000.00 or More 2.50 %
75,000.00 to 125,000.00 2.40%
25,000.00 to 75,000.00 2.35 %
10,000.00 to 25,000.00 1.85 %
Less than 10,000.00 1.60 %
Money Market Plus 25,000.00 N/A N/A
25,000.00 or More 2.35 %
10,000.00 to 25,000.00 1.85 %
Less than 10,000.00 1.60 %
Money Market 10,000.00 N/A N/A
10,000.00 or More 1.85 %
5,000.00 to 10,000.00 1.60 %
Less than 5,000.00 1.35 %
All rates are variable and fees may reduce earnings. 



Savings Accounts Minimum Balance to open an Account Minimum Balance to Avoid a Service Charge Minimum Balance to earn APY Annual Percentage Yield
Passbook Savings 10.00 N/A 100.00 0.50%
Statement Savings 10.00 100.00 100.00 0.65%
Statement Savings + 10.00 2,500.00 2,500.00 .75%
 
All rates are variable and fees may reduce earnings. 



Checking Accounts Minimum Balance to open an Account Minimum Balance to Avoid a Service Charge Minimum Balance to earn APY Annual Percentage Yield
Just Checking 10.00 250.00 N/A N/A
 
Now 10.00 600.00 600.00 or More
Less than 600.00		 .75%
N/A
 
Money Worker 10.00 1,000.00 1,000 or More
Less than 1,000.00		 1.00 %
.75%


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