Put Your Money Where Your Mouse Is. 

 

 

     Iron Workers Bank
     Small Business Team

Pictured from left to right:
Morte Smitham, Aston,
John Presta, Commercial Lending,
Chris Rosen, Chadds Ford,
Lisa Schwartz, Media

  

 

COMMERCIAL MORTGAGES

Commercial mortgages are available for acquisition, renovations, improvements, and the refinancing of real estate properties for owner-occupied businesses or for investment properties. IWB commercial mortgages feature flexible terms and pricing. Interest rates may be fixed or may be adjusted on an annual basis with a Prime Rate or Treasury Securities Index.

TERM LOANS

Term loans are available with flexible terms and conditions to finance the growth of your business and the acquisition of equipment. Floating and fixed rates are available for up to seven years.

COMMERCIAL LINE OF CREDIT

A commercial line of credit allows a business to have funds available to meet the business cycle and growth of a company. It is available to take advantage of suppliers’ discounts, growth and new opportunities. Access to the line of credit is by check or telephone for reasons such as overdraft protection, to supplement a banking relationship or any other short-term purpose.

 

 

COMMERCIAL CHECKING

Our commercial checking requires no minimum balance and does not have any per check, per deposit or monthly fees.  Overdraft protection is available.  Merchant services are also available for those customers processing credit card payments. 

BUSINESS MONEY MARKET

For those customers who keep larger cash balances on hand and wish to earn interest, money market accounts are available with many tiering options.  Larger balances will earn a higher yield.

BUSINESS STATEMENT SAVINGS

An alternative to a money market account is a business statement savings.  Statement savings accounts pay interest on deposited balances and allow a way to segregate funds for accounting purposes.  Statement savings accounts receive a monthly statement at each month end.

PRODUCTS & SERVICES

   
Personal Loans
Auto Loans
Mortgage Loans
Construction Loans
Equity Loans
Consumer Loans
Swing Loans
Home Equity Lines of Credit
Christmas Clubs
Flagship Club
Senior Club
Safe Deposit Boxes
College Saver CDs
Estate Accounts
Just Checking Accounts
NOW Checking Accounts
Money Worker Checking
Money Market Accounts
Wire Transfers
Internet Banking
Telephone Banking
VISA Check Card
Statement Savings
Educational IRAs
Roth IRAs
Traditional IRAs
Money Orders
Amer Exp Cheques
Direct Deposit
Overdraft Protection
Night Depository
Tax Depository Services
Drive-Thru Window
Drive-Up ATM
ATM (STAR)
Escrow Accounts

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