FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Rates effective as of May 14, 2025.

All rates subject to change without notice.

Certificates of Deposit and IRAs

Term

Minimum Balance to Open

Minimum Balance to Avoid Service Charge

Minimum Balance to Earn APY

APY

60 Month

$500.00

$500.00

$500.00

3.00%

48 Month

$500.00

$500.00

$500.00

3.00%

36 Month

$500.00

$500.00

$500.00

3.00%

30 Month

$500.00

$500.00

$500.00

 3.50%

24 Month

$500.00

$500.00

$500.00

3.65%

18 Month

$500.00

$500.00

$500.00

3.75%

12 Month

$250.00

$250.00

$250.00

4.10%

6 Month

$1,000.00

$1,000.00

$1,000.00

 4.00%

91 Day

$2,500.00

$2,500.00

$2,500.00

3.50%

Penalties apply for early withdrawal.

Money Market Accounts

Account Balance

Minimum Balance to Open

APY

$250,000.00 or More

$10,000.00

0.10%

$125,000.00 to $249,999.99

$10,000.00

0.10%

$75,000.00 to $124,999.99

$10,000.00

0.05%

$25,000.00 to $74,999.99

$10,000.00

0.05%

$10,000.000 to $24,999.99

$10,000.00

0.05%

$5,000.00 to $9,999.99

$10,000.00

0.05%

Less than $5,000.00

$10,000.00

0.05%

All rates are variable and may change after the account is opened. Fees may reduce earnings.

Money Market Plus

Account Balance

Minimum Balance to Open

APY

 $250,000.00 or More

$10,000.00

 0.25%

 $100,000.00 to $249,999.99

$10,000.00

 0.20%

 $50,000.00 to $99,999.99

$10,000.00

 0.15%

 $25,000.00 to $49,999.99

$10,000.00

 0.10%

 $10,000.000 to $24,999.99

$10,000.00

 0.10%

 $5,000.00 to $9,999.99

$10,000.00

 0.05%

Less than $5,000.00

$10,000.00

0.05%

All rates are variable and may change after the account is opened. Fees may reduce earnings.

Savings Accounts

Account

Minimum Balance to Open

Minimum Balance to Avoid Service Charge

Minimum Balance to Earn APY

APY

Passbook Savings

$10.00

N/A

$100.00

0.05%

Statement Savings

$10.00

$100.00

$100.00

0.05%

All rates are variable and may change after account is opened. Fees may reduce earnings.

Checking Accounts

Account

Minimum Balance to Open

Minimum Balance to Avoid Service Charge

Minimum Balance to Earn APY

APY

Just Checking

$25.00

$250.00

N/A

N/A

NOW Checking

$25.00

$600.00

$600.00

0.02%

All Rates are variable and may change after the account is opened. Fees may reduce earnings.