Rates effective as of May 14, 2025.
Term | Minimum Balance to Open | Minimum Balance to Avoid Service Charge | Minimum Balance to Earn APY | APY |
60 Month | $500.00 | $500.00 | $500.00 | 3.00% |
48 Month | $500.00 | $500.00 | $500.00 | 3.00% |
36 Month | $500.00 | $500.00 | $500.00 | 3.00% |
30 Month | $500.00 | $500.00 | $500.00 | 3.50% |
24 Month | $500.00 | $500.00 | $500.00 | 3.65% |
18 Month | $500.00 | $500.00 | $500.00 | 3.75% |
12 Month | $250.00 | $250.00 | $250.00 | 4.10% |
6 Month | $1,000.00 | $1,000.00 | $1,000.00 | 4.00% |
91 Day | $2,500.00 | $2,500.00 | $2,500.00 | 3.50% |
Account Balance | Minimum Balance to Open | APY |
$250,000.00 or More | $10,000.00 | 0.10% |
$125,000.00 to $249,999.99 | $10,000.00 | 0.10% |
$75,000.00 to $124,999.99 | $10,000.00 | 0.05% |
$25,000.00 to $74,999.99 | $10,000.00 | 0.05% |
$10,000.000 to $24,999.99 | $10,000.00 | 0.05% |
$5,000.00 to $9,999.99 | $10,000.00 | 0.05% |
Less than $5,000.00 | $10,000.00 | 0.05% |
Account Balance | Minimum Balance to Open | APY |
$250,000.00 or More | $10,000.00 | 0.25% |
$100,000.00 to $249,999.99 | $10,000.00 | 0.20% |
$50,000.00 to $99,999.99 | $10,000.00 | 0.15% |
$25,000.00 to $49,999.99 | $10,000.00 | 0.10% |
$10,000.000 to $24,999.99 | $10,000.00 | 0.10% |
$5,000.00 to $9,999.99 | $10,000.00 | 0.05% |
Less than $5,000.00 | $10,000.00 | 0.05% |
Account | Minimum Balance to Open | Minimum Balance to Avoid Service Charge | Minimum Balance to Earn APY | APY |
Passbook Savings | $10.00 | N/A | $100.00 | 0.05% |
Statement Savings | $10.00 | $100.00 | $100.00 | 0.05% |
Account | Minimum Balance to Open | Minimum Balance to Avoid Service Charge | Minimum Balance to Earn APY | APY |
Just Checking | $25.00 | $250.00 | N/A | N/A |
NOW Checking | $25.00 | $600.00 | $600.00 | 0.02% |