Loan Rates
Rates effective as of January 10, 2023.
All rates subject to change without notice.
Mortgage Loans
Term |
Points |
Interest Rate |
APR |
---|---|---|---|
30 Year Fixed Rate |
0 | 6.250% | 6.377% |
30 Year Fixed Rate |
3 | 5.875% | 6.302% |
20 Year Fixed Rate |
0 | 6.000% | 6.183% |
15 Year Fixed Rate |
0 | 5.500% | 5.725% |
15 Year Fixed Rate |
3 | 5.125% | 5.823% |
10 Year Fixed Rate |
0 | 5.250% | 5.567% |
30 Year, 1 Year Adjustable Rate |
3 | Please call | Please call |
30 Year Fixed Rate Jumbo |
0 | 6.375% | 6.391% |
30 Year Fixed Rate Jumbo |
3 | 6.000% | 6.302% |
15 Year Fixed Rate Jumbo |
0 | 5.625% | 5.648% |
15 Year Fixed Rate Jumbo |
3 | 5.250% | 5.741% |
A 5% minimum down payment is required. Private Mortgage Insurance (PMI) is required for loans with a down payment less than 20%. The annual percentage rate (APR) shown assumes a 20% down payment.
A 30 Year, fixed rate, 0 point mortgage for $100,000 with a 20% down payment would have a monthly payment of $615.72 with an annual percentage rate (APR) of 6.377%. Property insurance is required for all mortgage loans.
Closed End Home Equity Loans
Term |
Interest Rate |
APR |
---|---|---|
5 Year Fixed Rate |
5.375% | 5.433% |
10 Year Fixed Rate |
5.625% | 5.657% |
15 Year Fixed Rate |
5.750% | 5.773% |
20 Year Fixed Rate |
6.000% | 6.019% |
25 Year Fixed Rate |
6.250% | 6.266% |
The maximum loan to value for a Home Equity Loan is 80%. A 5 year fixed rate Home Equity Loan for $20,000 would have a monthly payment of $380.87, with an annual percentage rate (APR) of 5.375%. Property insurance is required for all Home Equity Loans.
Home Equity Line Of Credit
Rate |
APR |
---|---|
7.00% |
7.00% |
Annual Percentage Rate (APR) 7.00% applies for a 12 month introductory period. The APR after the 12-month introductory period will be a variable rate equal to the prime rate, currently 7.50%, as published in the Wall Street Journal on the 3rd Wednesday of the preceding month with a floor of 7.00%. The APR can change monthly. The minimum APR is 7.00%, the maximum APR is 18.00%. The non-introductory rate is 7.50% as of 1/10/2023. The minimum loan amount is $5,000.00. The maximum loan amount is $500,000.00 or will vary based on the combined maximum loan to value ratio. The maximum combined loan to value amount is 80%. After the first 12 months, the line has a $50.00 annual fee if the loan account has a zero balance for the 12-month period.
Aston | 610-497-1800 | Online Banking Sign Up |
Media | 610-565-7044 | |
Chadds Ford | 610-361-8790 |