Loan Rates
Rates effective as of August 29, 2023.
All rates subject to change without notice.
Mortgage Loans
Term |
Points |
Interest Rate |
APR |
---|---|---|---|
30 Year Fixed Rate |
0 | 6.875% | 6.885% |
30 Year Fixed Rate |
3 | 6.500% | 6.805% |
20 Year Fixed Rate |
0 | 6.625% | 6.637% |
15 Year Fixed Rate |
0 | 6.375% | 6.390% |
15 Year Fixed Rate |
3 | 5.500% | 5.984% |
10 Year Fixed Rate |
0 | 6.000% | 6.021% |
30 Year, 1 Year Adjustable Rate |
3 | Please call | Please call |
30 Year Fixed Rate Jumbo |
0 | 7.000% | 7.005% |
30 Year Fixed Rate Jumbo |
3 | 6.625% | 6.927% |
15 Year Fixed Rate Jumbo |
0 | 6.500% | 6.507% |
15 Year Fixed Rate Jumbo |
3 | 6.125% | 6.613% |
A 5% minimum down payment is required. Private Mortgage Insurance (PMI) is required for loans with a down payment less than 20%. The annual percentage rate (APR) shown assumes a 20% down payment.
A 30 Year, fixed rate, 0 point mortgage for $100,000 with a 20% down payment would have a monthly payment of $656.93 with an annual percentage rate (APR) of 6.885%. Property insurance is required for all mortgage loans.
Closed End Home Equity Loans
Term |
Interest Rate |
APR |
---|---|---|
5 Year Fixed Rate |
6.500% | 6.528% |
10 Year Fixed Rate |
6.750% | 6.765% |
15 Year Fixed Rate |
7.000% | 7.011% |
20 Year Fixed Rate |
7.250% | 7.259% |
25 Year Fixed Rate |
7.500% |
7.508% |
The maximum loan to value for a Home Equity Loan is 80%. A 5 year fixed rate Home Equity Loan for $20,000 would have a monthly payment of $391.32, with an annual percentage rate (APR) of 6.528%. Property insurance is required for all Home Equity Loans.
Home Equity Line Of Credit
Rate |
APR |
---|---|
7.50% |
7.50% |
Annual Percentage Rate (APR) 7.50% applies for a 12 month introductory period. The APR after the 12-month introductory period will be a variable rate equal to the prime rate, currently 8.50%, as published in the Wall Street Journal on the 3rd Wednesday of the preceding month with a floor of 7.50%. The APR can change monthly. The minimum APR is 7.50%, the maximum APR is 18.00%. The non-introductory rate is 8.50% as of 07/27/2023. The minimum loan amount is $5,000.00. The maximum loan amount is $500,000.00 or will vary based on the combined maximum loan to value ratio. The maximum combined loan to value amount is 80%. After the first 12 months, the line has a $50.00 annual fee if the loan account has a zero balance for the 12-month period.
Aston | 610-497-1800 | Online Banking Sign Up |
Media | 610-565-7044 | |
Chadds Ford | 610-361-8790 |